Before
Total Debt: $19,723 | |
Monthly Payment: $654 | |
Creditors: TD Canadian Tire, Easy Financial, Scotiabank |
After 
Settlement Amount: $7,500 | |
New Monthly Payment: $125 | |
Total Savings: $12,223 | |
Debt Reduction: 62% |
A.Samaniego – North York, ON
![]() | Credit Card Balances |
![]() | Line of Credit |
![]() | Overdrafts |
![]() | Pay Day Loan Outstanding |
![]() | Income Tax Outstanding from CRA |
![]() | Personal Loan or Small Loan |
![]() | Store Credit Cards |
![]() | Phone or Utility Bills Outstanding |
![]() | Past Collections |
Total Debt: $19,723 | |
Monthly Payment: $654 | |
Creditors: TD Canadian Tire, Easy Financial, Scotiabank |
Settlement Amount: $7,500 | |
New Monthly Payment: $125 | |
Total Savings: $12,223 | |
Debt Reduction: 62% |
A.Samaniego – North York, ON
Total Debt: $38,549 | |
Monthly Payment: $1,154 | |
Creditors: TD, The Brick, BMO, PC Financial, Walmart |
Settlement Amount: $7,500 | |
New Monthly Payment: $125 | |
Total Savings: $12,223 | |
Debt Reduction: 62% |
M.Elenor – Scarborough, ON
Total Debt: $53,629 | |
Monthly Payment: $1,609 | |
Creditors: Money Mart, CIBC, RBC, Rogers, Income Tax |
Settlement Amount: $16,200 | |
Settlement Amount: $18,000 | |
New Monthly Payment: $300 | |
Debt Reduction: 66.5% |
D.Craib – Toronto, ON
Total Debt: $86,549 | |
Monthly Payment: $2,139 | |
Creditors: RBC, Fairstone, Money Mart, CIBC, Student Loan |
Settlement Amount: $16,200 | |
New Monthly Payment: $270 | |
Total Savings: $70,349 | |
Debt Reduction: 81.2% |
M.Quennell – Toronto, ON
When you try and pay off debt on your
own, it feels like a never-ending marathon.
Consolidate Payments | |
Reduce Payments | |
Freeze Interest | |
Stop Collection Calls |
Become Debt-Free! |
![]() | Fast Pay-off plans (24-60 months) |
Lower your monthly payment to pay off your debt in 24 to 60 months |
![]() | No Large Upfront Fee |
Unlike other Credit Counselling Companies, we do not charge large upfront fees. |
![]() | One low monthly payment for all debts |
We consolidate all your debts to one small monthly payment |
![]() | Waived Interest Rates |
We can stop your interest so your full payment goes towards principal. |
![]() | Free Confidential Consultation |
Initial confidential consultation is always free from our Certified Credit Counsellor to make sure you can make a sound decision on choosing your option. |
![]() | Guaranteed Customer Satisfaction |
Credence Credit guarantees to beat any offer in Ontario |
“I wish I went to Credence long time ago. I was so stressed with the threatening calls. Thanks to Mahmood, my financials are in order now. He was professional and understanding explained all my questions I had. I couldn’t be happier.”
E.S.
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Sameen A
“Credence credit really helped me in my consumer proposal and would recommend this to anyone. My advisor Mahmood has been extraordinaire in dealing with my situation with outmost respect and dignity. Thank you again Credence Credit”
Agnes S
“My experience with CC was exceptional…from the first call I was given clear instructions and was put at ease about the whole process. Loss of my previous job had created more stress for me than I anticipated and with the help of CC team I was able to regain the positive outlook again. Thank you Mahmood and team!”
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